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Get more from a Cooladdi credit card with True Rewards

A Cooladdi credit card gives you all the benefits of a Visa card, plus you’ll get rewarded for your everyday purchases with Cooladdi True Rewards.

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The best of both worlds

Team up your Cooladdi Visa credit card with True Rewards and you’ll enjoy all the benefits of a Visa card – and get rewarded too, just by using your card.

Get up to 55 days interest free on personal credit cards and up to 50 days on business credit cards, use your card at millions of locations worldwide, plus earn True Rewards Dollar on your everyday purchases.


Earn True Rewards Dollar fast
Every time you use your enrolled Cooladdi credit card you’ll earn True Rewards Dollar (TR$) that you can spend like cash at any of our True Rewards partner stores, or on a wide range of rewards online – including fuel and flights, homewares, books, clothing and electronics.

One True Rewards Dollar equals one Australian dollar, and you’ll get a True Rewards card to use in store like an EFTPOS card – simply swipe and enter your PIN. True Rewards Dollar add up fast, and best of all, they never expire.

See how you can make the most of True Rewards

Choose your card

Cooladdi Visa Rewards

A low account fee credit card that rewards you for making purchases. Earn $1 for every $150 you spend on your card. This could be a great option if you’re looking for a card with low account fees and you like to pay off your card every month.

Cooladdi Visa Gold Rewards

If you like to travel and get rewarded for using your credit card, this card could be right for you. Earn $1 for every $130 you spend on your credit card, and access travel insurance for you, your spouse and your dependent children for up to 40 days per overseas return trip.

Cooladdi Visa Platinum Rewards

A premium card that gives you exclusive privileges and access to travel insurance for you, your spouse and your dependent children for up to 120 days per overseas return trip. Plus, it's our highest earning True Rewards credit card – at $1 for every $100 you spend on your card.

Cooladdi Visa Business Rewards

A business credit card that could make managing your business cashflow straight forward and rewarding. You can have up to four cardholders under one credit limit, earning $1 for every $100 spent and enjoy access to travel insurance for you, your spouse and dependent children for up to 35 days per overseas return trip.

Apply for a Cooladdi Credit Card

Apply online

Ready for the next step? Get started today.

Apply online

Visit a branch

Visit us at one of our many branches across Australia

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Cooladdi Visa Low Rate

The card with our lowest interest rate on purchases – great if you don’t pay off your card every month.

Cooladdi Visa

A low account fee credit card that's suitable for everyday use.

Cooladdi Visa Business

A convenient way to manage your everyday business cashflow with the option to have multiple credit cards for employees.

We’re here to help you 24/7

Cooladdi’s lending criteria, terms and conditions apply. If you are aged over 79 years you are not eligible for cover under the policy. Other exclusions and limitations apply.

Credit CardsCredit cards with True Rewards