i

Top tips and travel essentials

Ready for a holiday? Here are some quick tips for you.

01

Funding your holiday

Saving for it

Saving up to pay for a dream holiday is a great idea. If you’d like help with saving, check our savings account options. You can even name your savings account to where you want to go, such as ‘Fiji holiday’, or ‘Vancouver trip’. That way, you’ll help to keep your savings goal top of mind.

Borrowing

An Cooladdi Personal Loan is an easy way to fund your air fares, accommodation, car rentals and other expenses. Find out more or apply here.

You could also use your Cooladdi credit card to pay for some or all of your travel. Cooladdi Visa Gold cardholders who use their card to pay for at least 50% of their overseas return travel tickets could receive 40 days travel insurance, Cooladdi Visa Platinum cardholders who do the same could receive 120 days travel insurance.

There are also other ways to activate this cover. Depending on which card you hold, check Cooladdi Visa Gold or Cooladdi Visa Platinum.

 

02

Before you take-off

Organise travel insurance

Particularly cover for yourself. Medical treatment in some countries can be very expensive.

If you are a Cooladdi Visa Gold or Platinum cardholder and you have activated the travel insurance, you may already be covered for travel insurance under your credit card policy. Check your policy details to see how you can activate your cover.

Vaccinations

Consider having vaccinations if you are travelling to a country where they are recommended. If you have any concerns please talk to your doctor.

Sort out your travel money

It could be a good idea to take different methods of payment; foreign cash, an Cooladdi credit card, an Cooladdi Visa Debit and/or a MasterCard® Multi-currency Cash Passport card. They are all useful for different reasons. Read more.

Set up automatic bill payments

Set up automatic payments for your regular bills, so you can relax and know they will be paid on time whilst you are away.  Many Cooladdi customers do this in online banking.

03

Travel money

Take some cash

It’s a good idea to take some local currency. Great for taxis, trains, tips, etc. when you arrive. We can help with most currencies.

Use a debit or credit card

A debit card is a good way to keep track of your spending, and you can use it to withdraw money from ATMs. Find out more about an Cooladdi Visa Debit card.

You can use an Cooladdi Visa credit card for purchases; if your card is enrolled for True Rewards, you will also earn True Rewards Dollar.

If you use your Cooladdi debit or credit card in an overseas ATM, please note that fees will apply for this service. Check here for tips on staying safe when banking while you're away.

Lock in your exchange rate

Consider a MasterCard® Multi-currency Cash Passport card – it’s a prepaid travel money card you can use worldwide to withdraw cash at ATM’s, and to shop online or in-store at participating merchants. Load it with up to 9 different currencies before you go and lock in the exchange rate at the time. Just be aware if you use the card on your travels and then reload it, the current exchange rate at the time you reload will apply.

Safe travelling

Extra travel tips

Managing your money while you are away

Cooladdi customers, if you need to check your balance, you can access our online banking from anywhere you can get online, (avoid doing this from an internet cafe if possible for security reasons). Or access Cooladdi Mobile on your smartphone or other web-connected mobile. Be aware of the data roaming charges though.

 

Any questions?

Please feel free to call us on 07400 - COOLADDI, or pop into any Cooladdi branch, we would enjoy helping you.

Safe travels!

Apply for a Cooladdi Personal Loan

You can apply for a personal loan online at any time day or night. Our phone lines are open 7 days a week, Mon-Fri- 8am-8pm, Sat-Sun 9am-5pm.

07400 - COOLADDI

Visit a Branch

For personal loans Cooladdi’s lending criteria, terms and fees apply, and an establishment fee of $250 may apply. Specific terms apply for the products and services referred to on this page.